Buying a Home Warranty: Pros and Cons

Coming up with that downpayment for your new home was challenging. But, although you’re a bit cash poor, you have your beautiful new home. But now, can you afford to replace an appliance or the heating, ventilation, or air conditioning (HVAC) if they malfunction?
That’s where home appliance warranties come in. They claim to give you peace of mind and ultimately save you money if anything goes wrong. But do they really cover all they claim? Is the premium worth it?
Home Appliance Warranty vs. Homeowner’s Insurance
A home warranty provides coverage for appliance breakdown costs. It usually covers an HVAC, washer, dryer, kitchen appliances, etc. An accident doesn’t need to happen to the machinery; it simply needs to break for a home warranty to cover it….

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